Blog

 By Gaurav Kumkar, CEO of Majestic Investment Group 

At Majestic Investment Group, we have high income and net worth doctors, technologists, and business professionals who have built careers and wealth through hard work and smart decisions.

It’s important to understand about risk versus reward. Get this balance wrong, and you either leave money on the table or lose sleep (and capital) you can’t afford to lose.

No two people have the same comfort level with risk. A 35-year-old surgeon with young children thinks differently from a 62-year-old tech founder planning retirement. Thus, someone’s investment choices may not be appropriate for everyone.

Biggest risk is not taking any because the money or cash is constantly losing value against money printing, inflation, assets appreciating. Investors need to understand “all investing involves risks”.

At Majestic we provide opportunities, analysis, due diligence, risk diversification but we are NOT financial, legal, tax, retirement advisors...

Safeguarding Your Investment Transfers - An Investor Executive Summary

• Implement Two-Factor Authentication (2FA): Enable 2FA on your banking accounts and other online accounts for an added layer of security.
• Segregate duties: If you're managing business accounts, establish internal controls that require multiple approvals for wire transfers, ensuring no single person can initiate and approve a transfer.
• Establish dollar limits with your bank: Consider setting limits on individual transactions or daily limits for wire transfers.
• Place international wire transfer blocks: If you do not intend to send money internationally, consider blocking international transfers on your accounts.
• Review bank activity regularly: Monitor your bank accounts and transaction history daily to detect and report any suspicious activity promptly.
• Educate yourself and your team about common wire fraud scams: Stay informed about the latest scam tactics and train your staff on best practices for preventing ...

In this article, we'll break down the various types of disclaimers and waivers commonly encountered in the investment landscape, explain what they really mean, guide you on how to interpret them, and offer practical advice on planning your investments accordingly. Remember, this piece is for educational purposes only—it's not personalized advice.

What Are Disclaimers and Waivers?

At their core, disclaimers and waivers are legal tools designed to limit liability and set expectations.

A disclaimer is a statement that denies responsibility for certain outcomes or accuracies, often clarifying that the information provided isn't a substitute for professional advice.

A waiver, on the other hand, is an agreement where you voluntarily give up certain rights, such as the right to sue for damages under specific circumstances.

In the investment world, these are ubiquitous because finance involves uncertainty, market volatility, and regulatory requirements. Providers use them to protect agai...