Blog

 By Gaurav Kumkar, CEO of Majestic Investment Group

Default Mindset:

Highly educated and high income earners are taxed at top brackets in some states like California and New York the rate goes north of 50%. Thats like saying if you work for 40 years from age 25 to 65 then 20 years of working life goes into paying taxes or if 2 spouses work then 1 spouse works for paying taxes and other pays.

Shocking Reality:

At the same time investors or entrepreneurs  and risk takers pay zero taxes or get huge incentives from the tax code. 

How? Why? What? How come this is NOT taught in schools? 

Solution:

At Majestic investments we have simplified these complex strategies and created an impact of $35,000,000 tax offset against active earned and also passive income in the span of last 5 years for high income doctors, technologist and business folks.

Billionaires surprising admittance: 

• Warren Buffett: “My secretary pays a higher tax rate than I do.”
• Donald Trump: “That makes me smart.” (o...

 By Gaurav Kumkar, CEO of Majestic Investment Group

Investing isn't just about picking stocks or sealing deals—it's a mindset game. After many years at the helm of Majestic Investment Group, navigating everything from market highs to gut-wrenching lows, I've come to see it as a delicate dance between action and acceptance. You pour your energy into the elements you can shape, while building a resilient spirit to weather the storms you can't predict or prevent. This mindset isn't about blind optimism; it's about strategic wisdom, emotional discipline, and the humility to recognize your limits.

Think of it like captaining a ship on open seas. You can chart your course, trim the sails, and rally your crew—that's the controllable part. But the winds, waves, and sudden squalls? Those are the uncontrollable forces that test your preparation. In this piece, we'll explore both sides, weaving in the psychological traps that can derail even the best-laid plans. My goal? To help you foster an i...

 By Gaurav Kumkar, CEO of Majestic Investment Group 

At Majestic Investment Group, we have high income and net worth doctors, technologists, and business professionals who have built careers and wealth through hard work and smart decisions.

It’s important to understand about risk versus reward. Get this balance wrong, and you either leave money on the table or lose sleep (and capital) you can’t afford to lose.

No two people have the same comfort level with risk. A 35-year-old surgeon with young children thinks differently from a 62-year-old tech founder planning retirement. Thus, someone’s investment choices may not be appropriate for everyone.

Biggest risk is not taking any because the money or cash is constantly losing value against money printing, inflation, assets appreciating. Investors need to understand “all investing involves risks”.

Quotes from Warren Buffett that are absolutely must to be an quality investor:

• “If you cannot control your emotions, then you cannot contr...

Safeguarding Your Investment Transfers - An Investor Executive Summary

• Implement Two-Factor Authentication (2FA): Enable 2FA on your banking accounts and other online accounts for an added layer of security.
• Segregate duties: If you're managing business accounts, establish internal controls that require multiple approvals for wire transfers, ensuring no single person can initiate and approve a transfer.
• Establish dollar limits with your bank: Consider setting limits on individual transactions or daily limits for wire transfers.
• Place international wire transfer blocks: If you do not intend to send money internationally, consider blocking international transfers on your accounts.
• Review bank activity regularly: Monitor your bank accounts and transaction history daily to detect and report any suspicious activity promptly.
• Educate yourself and your team about common wire fraud scams: Stay informed about the latest scam tactics and train your staff on best practices for preventing ...

In this article, we'll break down the various types of disclaimers and waivers commonly encountered in the investment landscape, explain what they really mean, guide you on how to interpret them, and offer practical advice on planning your investments accordingly. Remember, this piece is for educational purposes only—it's not personalized advice.

What Are Disclaimers and Waivers?

At their core, disclaimers and waivers are legal tools designed to limit liability and set expectations.

A disclaimer is a statement that denies responsibility for certain outcomes or accuracies, often clarifying that the information provided isn't a substitute for professional advice.

A waiver, on the other hand, is an agreement where you voluntarily give up certain rights, such as the right to sue for damages under specific circumstances.

In the investment world, these are ubiquitous because finance involves uncertainty, market volatility, and regulatory requirements. Providers use them to protect agai...